Everyday, I've been logging in and waiting to see what these extra payments will do to my balance (drop it!) and how they change my daily interest rate - something weird that has kept me really focused on dropping the balance. I notice a payment I made never was calculated! Immediately, I pick up the phone and call. After a twently minute call, they think I made the payment to the wrong account number. To prove I haven't, I have had to fax 10+ pages of my banking documents and they will "look into it". I should hear back after 20 business days.
But... I wanted to pay this guy off this month... Which I know my goal three weeks ago was by the end of December, two weeks ago by my birthday in October, and somehow it moved up to next pay check. Which is how much time I'll give them to find my payment. It will take away from my vacation, but I really want one of those loans gone! It also makes me wonder if they have "lost" any of my other payments...
Have you ever had a payment you made lost? What did you do? Did they find it?
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